Deal4Wheels – UK Car Finance Calculator

Home
Deal4Wheels Calculator

What is Deal4Wheels Car Finance Calculator?

Deal4Wheels Car Finance Calculator is a UK-compliant, web-based finance estimation platform developed by Hudasoft for automotive marketplaces and dealerships. The system enables customers to calculate monthly repayments, APR, total payable amount, and finance eligibility for both Hire Purchase (HP) and Personal Contract Purchase (PCP) products. Designed in line with FCA regulations, the calculator replaces manual quotations and spreadsheet-based finance discussions with a transparent, digital, and customer-friendly experience, helping buyers make informed decisions before speaking with sales teams.

Industry:

Automotive

Location:

United Kingdom

Date:

22 Oct 2025

UK Car Finance Calculation Engine

Dealership Website Integration

HP & PCP Product Logic Management

Credit Profile Based APR Engine

Admin CMS & Rate Management Dashboard

FCA Compliance & Disclosure Layer

Challenges

Manual Finance Quotations

Sales teams relied on calculators and manual spreadsheets.

Low Digital Trust

Customers lacked confidence in online finance estimates.

Inconsistent APR Logic

Different credit profiles were not clearly reflected in calculations.

No Product Comparison

HP and PCP options were not easily comparable.

Lack of FCA Compliance Presentation

Disclaimers and representative examples were not clearly structured.

Poor Mobile Experience

Finance tools were not optimized for mobile users.

Manual Finance Quotations

Sales teams relied on calculators and manual spreadsheets.

Low Digital Trust

Customers lacked confidence in online finance estimates.

Inconsistent APR Logic

Different credit profiles were not clearly reflected in calculations.

No Product Comparison

HP and PCP options were not easily comparable.

Lack of FCA Compliance Presentation

Disclaimers and representative examples were not clearly structured.

Poor Mobile Experience

Finance tools were not optimized for mobile users.

Dual Calculation Modes

Users can calculate finance either by loan amount or by monthly budget.

HP & PCP Product Support

Customers can switch between Hire Purchase and Personal Contract Purchase options with real-time recalculation.

Credit Profile Based APR

APR dynamically adjusts based on Excellent, Good, Fair, and Bad credit profiles.

Term Flexibility

Supports 24, 36, 48, 60, and 72-month terms with instant recalculation.

FCA-Compliant Disclosure

Representative examples, disclaimers, and FRN display built directly into the interface.

Admin CMS Control

Deal4Wheels administrators can update APR ranges, eligibility rules, PCP restrictions, and limits without development support.

Dual Calculation Modes

Users can calculate finance either by loan amount or by monthly budget.

HP & PCP Product Support

Customers can switch between Hire Purchase and Personal Contract Purchase options with real-time recalculation.

Credit Profile Based APR

APR dynamically adjusts based on Excellent, Good, Fair, and Bad credit profiles.

Term Flexibility

Supports 24, 36, 48, 60, and 72-month terms with instant recalculation.

FCA-Compliant Disclosure

Representative examples, disclaimers, and FRN display built directly into the interface.

Admin CMS Control

Deal4Wheels administrators can update APR ranges, eligibility rules, PCP restrictions, and limits without development support.

75%

Increase in Finance Lead Submissions

60%

Reduction in Sales Quotation Time

78%

Improvement in Customer Engagement

90%

Automated Finance Calculations

60%

Higher HP & PCP Conversion Rate

85%

Reduction in Manual Quotation Errors

Discovery & FCA Compliance Mapping

Finance regulations, product logic, and disclaimers.

Backend Finance Engine Development

HP & PCP formulas, APR logic, and validation rules.

Frontend UI Development

Responsive UI aligned with UK finance standards.

UAT

Testing with real APR scenarios and FCA validation.

Go Live

Deployment on Deal4Wheel website.

Post-Launch Optimization

UX improvements and rule refinements.

Multi-Agent Orchestration

ERP Development

iOS

SwiftSwift

UI KitUI Kit

RxSwiftRxSwift

CombineCombine

MVVMMVVM

AlomofireAlomofire

Core DataCore Data

Android

KotlinKotlin

MVVMMVVM

RxJavaRxJava

JavaJava

RetrofitRetrofit

JetpackJetpack

Frontend

React jsReact js

Next.JsNext.Js

AngularAngular

VueVue

TypescriptTypescript

Html5Html5

CSSCSS

JavascriptJavascript

GraphQLGraphQL

ApolloApollo

MaterialUIMaterialUI

Rest APIRest API

Backend

Node.jsNode.js

PythonPython

ScalaScala

PhpPhp

JavaJava

SpringSpring

.Net.Net

LaravelLaravel

Rest APIRest API

FAST APIFAST API

GOGO

Express JsExpress Js

CMS

WordpressWordpress

MagentoMagento

ShopifyShopify

ContentfulContentful

React

ReduxRedux

MobxMobx

RxJSRxJS

Redux ThunkRedux Thunk

Flutter

BlocBloc

DartDart

MVVMMVVM

Rx DartRx Dart

Database

MongodbMongodb

MySQLMySQL

MSSQL MSSQL

DynamodbDynamodb

PostgreSQLPostgreSQL

IBMIBM

RedisRedis

ElasticsearchElasticsearch

DevOps

NginxNginx

DockerDocker

KubernetesKubernetes

GradleGradle

JenkinsJenkins

Cloud

AWS AWS

AzureAzure

RackspaceRackspace

LinodeLinode

FirebaseFirebase

Oracle CloudOracle Cloud

HerokuHeroku

LLM & AI Frameworks

OpenAIOpenAI

AnthropicAnthropic

CohereCohere

Hugging FaceHugging Face

LangChainLangChain

LlamaIndexLlamaIndex

HaystackHaystack

TensorflowTensorflow

Multi-Agent Orchestration

LangGraphLangGraph

CrewAiCrewAi

Auto GenAuto Gen

Semantic KernelSemantic Kernel

LLM & AI Frameworks

MorphXMorphX

X++X++

Microsoft/ALMicrosoft/AL

Client Testimonial

Hudasoft delivered a highly professional, FCA-compliant finance calculator that has completely transformed how our customers understand car affordability. The HP and PCP experience is clear, transparent, and perfectly aligned with UK regulations.

Faisal M.

Director, Deal4Wheels

Let us accelerate your

Custom App Development

Whether you're building from scratch, scaling what works, or exploring what's possible, we're here to help turn your ideas into impact.